Explore QCB Features
Discover the flexibility, high-yield potential, and security of Quantum Corporate Bonds. Learn how QCBs can enhance your investment strategy.
An Expertel SL (proceedit) Quantum Corporate Bond (QCB)
An Expertel SL (proceedit) Quantum Corporate Bond (QCB) is a type of High-yield Corporate Bond with certain specific terms and conditions that we summarise here below:
Quantum Corporate Bonds
- Flexible liquidation: Liquidation can be done at any time at a first unilateral request even by the Holder (Creditor) or by the Issuer (Debtor).
- Variable Interest: Bonds are paid with a variable interest linked to a certain fraction of the Time Weighted Rate of Return obtained by the associated proceedit Quantum Fund.
- Minimum Interest Guaranteed: The minimum interest guaranteed is 2% per month, even in the case that the TWRR would be negative for a certain period.
- Capital Guaranteed: The nominal Capital return is guaranteed.
QCBs Interests
Variable and minimum interest rates applicable to the QCBs is determined according to the following table:
| Contract Amount | Less than 1K EUR | Between 1K and 10K EUR | Between 10K and 100K EUR | More than 100K EUR |
|---|---|---|---|---|
| Fraction of the proceedit’s Quantum Fund TWRR | 20% | 40% | 60% | 80% |
| Minimum Interest | Compound interest 2% per month | Compound interest 2% per month | Compound interest 2% per month | Compound interest 2% per month |
| The proceedit’s Quantum Fund is managed in the Interactive Brokers IBKR U10510749 margin account. | ||||
Take into account that when buying QCBs Packs, you are accepting the following terms and conditions.
If you have any doubts on how to proceed with the above procedure, don't hesitate to ask for help by emailing finance@proceedit.com or by filling out this form: Contact us!
Overview of Bonds
Learn about the different types of bonds, their features, and how they compare to other investment options.
Bonds
In finance, a bond is a type of security under which the issuer (debtor) owes the holder (creditor) a debt, and is obliged – depending on the terms – to provide cash flow to the creditor (e.g. repay the principal (i.e. amount borrowed) of the bond at the maturity date as well as interest (called the coupon) over a specified amount of time.
The timing and the amount of cash flow provided varies, depending on the economic value that is emphasized upon, thus giving rise to different types of bonds. The interest is usually payable at fixed intervals: semiannual, annual, and less often at other periods. Thus, a bond is a form of loan or IOU. Bonds provide the borrower with external funds to finance long-term investments or, in the case of government bonds, to finance current expenditure.
Corporate Bonds
A corporate bond is a bond issued by a corporation in order to raise financing for a variety of reasons such as to ongoing operations, mergers & acquisitions, or to expand business.
Bonds versus Stocks
Bonds and stocks are both securities, but the major difference between the two is that (capital) stockholders have an equity stake in a company (i.e. they are owners), whereas bondholders have a creditor stake in a company (i.e. they are lenders).
As creditors, bondholders have priority over stockholders. This means they will be repaid in advance of stockholders, but will rank behind secured creditors, in the event of bankruptcy.
Another difference is that bonds usually have a defined term, or maturity, after which the bond is redeemed, whereas stocks typically remain outstanding indefinitely. An exception is an irredeemable bond, which is a perpetuity, that is, a bond with no maturity.
High-yield Corporate Bonds
The so-called high-yield corporate bonds refer to bonds issued by less than investment-grade businesses. Some of these bonds are an excellent option for investors. Just because a bond issuer is currently rated at lower than investment-grade, that doesn’t mean the bond will fail. In fact, in many, many cases, high-yield corporate bonds do not fail at all and pay back much higher returns than their investment-grade counterparts.
Another important point is that even though high-yield bonds are considered riskier than other bonds, they still are more stable (less volatile) than the stock market, so they offer a sort of middle ground between the traditionally higher-payout, higher-risk stock market, and the more stable lower-payout, lower-risk bond market. Ultimately, no stock or bond is guaranteed to reap returns and in the grand scheme of investment opportunities, high-yield bonds are by no means the riskiest option out there.
Expertel SL Quantum Corporate Bonds
An Expertel SL (proceedit) Quantum Corporate Bond (QCB) is a type of High-yield Corporate Bond with certain specific terms and conditions that we summarise here below:
- Flexible liquidation: Liquidation can be done at any time at a first unilateral request even by the Holder (Creditor) or by the Issuer (Debtor).
- Variable Interest: Bonds are paid with a variable interest linked to a certain fraction of the Time Weighted Rate of Return obtained by the associated proceedit Quantum Fund.
- Minimum Interest Guaranteed: The minimum interest guaranteed is 2% per month, even in the case that the TWRR would be negative for a certain period.
- Capital Guaranteed: The nominal Capital return is guaranteed.
Take into account that when buying QCBs Packs, you are accepting the following terms and conditions.
If you have any doubts on how to proceed with the above procedure, don't hesitate to ask for help by emailing finance@proceedit.com or by filling out this form: Contact us!
What Do You Get When Purchasing a Quantum Corporate Bonds Pack?
You can purchase one or more units of different Expertel SL (proceedit) Quantum Corporate Bonds (QCBs) Packs containing from 100 to 100,000 QCBs of a nominal value of €1 each.
By purchasing one or more QCBs, you will have the right to:
- Be duly informed with a monthly periodicity about the evolution of the TWRR of the proceedit's Quantum Fund associated to the Bonds.
- Request and receive the liquidation of the QCBs Packs Contract whenever you want.
- Receive back the capital plus the variable interest generated, minus any third-party commission, retentions, or taxes applicable.
- Receive back a minimum interest of 2% per month.
- Keep safe your capital and the minimum interest of 2% per month, even in the event that the associated proceedit's Quantum Fund could eventually suffer losses.
Take into account that when buying QCBs Packs, you are accepting the following terms and conditions.
If you have any doubts on how to proceed with the above procedure, don't hesitate to ask for help by emailing finance@proceedit.com or by filling out this form: Contact us!
How to Buy Quantum Corporate Bonds
There are two ways to purchase Quantum Corporate Bonds (QCBs): by sending a wire transfer to the Expertel SL bank account or by buying QCB Packs directly in the proceedit.shop marketplace. Below, we explain both methods in detail:
How to buy Quantum Corporate Bonds by sending a wire transfer to the Expertel SL bank account?
In order to do your investment in Expertel SL Quantum Corporate Bonds, you must send a wire transfer to the Expertel SL bank account by following this procedure:
A - Transfer the money:
- Origin account: it must be done from your personal or your company account depending on who is doing the investment.
- Destination account: ES55 0081 0381 9100 0115 9526 (Banco de Sabadell).
- Amount: any multiple of €100.00, no limit.
- Description: “Capital contribution from DNI/NIE/CIF/ID/VAT ID ######## [personal or company's full legal name]”. This is mandatory and must be literal. Substitute [Personal or company's full legal name] by your personal full legal name or your company's full legal name that must be exactly as indicated in the corresponding personal ID Document or VAT ID Document.
Warning: Take into account that by doing this money transfer, you are accepting these terms and conditions.
B - Obtain the wire transfer receipt:
- Once the purchase is done, you must obtain the wire transfer receipt from your bank platform and save it for future use:
- Download the bank receipt in a PDF file.
- Rename* the document to make it easily identifiable by using this template: proceedit yyyymmdd Name SURNAME or Company's name - #### Common shares wire transfer receipt. For instance: proceedit 20250109 Josep COS - 100 Quantum Corporate Bonds wire transfer receipt.pdf.
- Save the document for future use. Take into account that you will have to upload this document to the form where you will register your investment.
* Note: To identify your documents, please use this naming template: proceedit yyyymmdd Name SURNAME or Company's name - Title of the document.
Take into account that when buying QCBs, you are accepting the following terms and conditions.
If you have any doubts on how to proceed with the above procedure, don't hesitate to ask for help by emailing finance@proceedit.com or by filling out this form: Contact us!
How to buy Quantum Corporate Bonds Packs in the proceedit.shop marketplace?
In order to buy the desired units of any of the Quantum Corporate Bond Packs in the proceedit.shop marketplace, you must follow this procedure:
A - Buy the Packs:
- Go to the corresponding Buy Product page.
- Select the desired Pack:
- For a QCB100 - 100 Quantum Corporate Bonds Pack (€100) go to: QCB100 - 100 Quantum Corporate Bonds Pack (€100) – Expertel SL in Shopify You can select one or more units to adjust to the Contract amount you want to buy.
- For a QCB1K - 1,000 Quantum Corporate Bonds Pack (€1 ,000) go to: QCB1K - 1,000 Quantum Corporate Bonds Pack (€1 ,000) – Expertel SL You can select one or more units to adjust to the Contract amount you want to buy.
- For a QCB10K - 10,000 Quantum Corporate Bonds Pack (€10,000) go to: QCB10K - 10,000 Quantum Corporate Bonds Pack (€10,000) – Expertel SL You can select one or more units to adjust your purchase to the amount you want to buy.
- For a QCB100K - 100,000 Quantum Corporate Bonds Pack (€100,000) go to: QCB100K - 100,000 Quantum Corporate Bonds Pack (€100,000) – Expertel SL You can select one or more units to adjust your purchase to the amount you want to buy.
- Press the Buy button.
- Indicate your email address.
- Indicate your payment option data.
B - Obtain the purchase receipt:
Once the purchase is complete, you will receive an email with the order confirmation.
- The email contains two buttons: View Your Order and Download Invoice.
- Click Download Invoice to save your invoice.
- Upload the invoice to the Purchase Register Form using this link: Purchase Register Form.
Take into account that when buying a QCBs Pack, you are accepting the following terms and conditions.
If you have any doubts on how to proceed with the above procedure, don't hesitate to ask for help by emailing finance@proceedit.com or by filling out this form: Contact us!
How to Register Your Purchase of Quantum Corporate Bonds
Once having acquired your Quantum Corporate Bonds Contract and downloaded the corresponding purchase receipt or invoice, you must register your purchase by following this procedure:
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Prepare the required documentation: Before responding to the registration form, we suggest you collect all the required information in the form of digital files:
- A PDF or high-quality image of your natural person or legal entity Identification Document (Natural Personal ID, Passport, etc.).
- A PDF or high-quality image of the bank receipt proving your money transfer (bank wire transfer receipt) or of the purchase receipt obtained from the marketplace where you bought the product.
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Register your purchase: Use this form to register your purchase: Expertel SL (proceedit) Investment Instruments Register Form. Please use the same email in this registration as the one used when buying the Quantum Corporate Bonds Pack Contract. We must maintain this register for legal reasons and to protect your Creditor's rights.
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Identify the owner of the Quantum Corporate Bonds Pack Contract: Provide the identification data and the identification document of the buyer of the Quantum Corporate Bonds.
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Upload the required documents: Finally, you will have to upload your Quantum Corporate Bonds Pack Contract wire transfer or purchase receipt in PDF format to the form.
Your Quantum Corporate Bonds Pack Contract wire transfer or purchase receipt will be the certificate warranting your purchase.
Take into account that when buying QCBs Packs, you are accepting the following terms and conditions.
If you have any doubts on how to proceed with the above procedure, don't hesitate to ask for help by emailing finance@proceedit.com or by filling out this form: Contact us!
How to Register Yourself or the Legal Entity You Are Representing as an Expertel SL Investor
Once having acquired your Quantum Corporate Bonds Contract and downloaded the corresponding purchase receipt or invoice, you must register yourself or the legal entity you are representing as an Expertel SL Investor by following this procedure:
-
Prepare the required documentation: Before responding to the registration form, we suggest you collect all the required information in the form of digital files:
- A PDF or high-quality image of the natural person or legal entity Identification Document (Natural Personal ID, Passport, etc.) being the Investor.
- A high-quality picture of your face if the owner of the Quantum Corporate Bonds is a person, or a high-quality image file of the logo of the organization that owns the Quantum Corporate Bonds.
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Register yourself as an Investor: Use this form to register yourself: Expertel SL (proceedit) Investors Register Form. Please take into account:
- Use the same email in this registration as the one used when buying the Quantum Corporate Bonds Pack Contract.
- Identify the owner of the Quantum Corporate Bonds Pack Contract by providing the identification data, the identification document, and a recent high-quality picture of the owner's face if they are a person, or the logo in case it is an organization.
-
We must maintain this register for legal reasons and to protect your Creditor's rights.
Take into account that when buying QCBs Packs, you are accepting the following terms and conditions.
If you have any doubts on how to proceed with the above procedure, don't hesitate to ask for help by emailing finance@proceedit.com or by filling out this form: Contact us!
Legal Disclaimer
In the relations between Expertel SL - proceedit and the Subscriber and Users of the CTI* Service the following legal provisions apply. When subscribing to the product you declare to be aware and accept the following terms:
- Expertel SL - proceedit is not a fiduciary by virtue of any person's use of or access to this content. Any information, materials, statements, data set out herein is subject to change anytime without notice, and as such, no reliance must be placed on the fairness, accuracy, completeness, or correctness of any information and materials contained on this website, application, webinar, meeting, course, document, image, video, video recording, blog, post, news, email, message, or whatever media you may have access to.
- You alone assume the sole responsibility of evaluating all merits and risks that are or may be associated with any use of any information or material provided to you by Expertel SL - proceedit by any means (websites, applications, webinars, meetings, courses, documents, images, videos, video recordings, blogs, posts, news, emails, messages, etc.) or coming to any conclusion based on the information and content found on any of the documents of any type published by Expertel SL - proceedit. You agree not to hold Expertel SL - proceedit, its affiliates, its distributors, or any third party service provider(s) liable for any possible claim for damages arising from any decisions you may or have made based on the information or content made available to you on this website, in an application, webinar, meeting, course, document, image, video, video recording, blog, post, news, email, or message to which you may have access, or on any other source of information published by Expertel SL - proceedit. In any event, Expertel SL - proceedit and/or its employees, advisors, and representatives are not liable for any loss, loss of profit, or damage whatsoever arising or incurred from any use or reliance of any information provided by Expertel SL - proceedit, its contents, or otherwise arising in connection with.
- There are risks associated with investing in securities, commodities, and property. Investing in securities and commodities such as stocks, bonds, exchange-traded funds, mutual funds, money market funds, currency pairs, commodities, futures, derivatives, cryptocurrencies, or any other financial asset of any type involves risk of loss. A loss of principal is possible. Past benefits reported from our backtest analysis are not a guarantee of future profits. Past performance is no guarantee of future results - any investment carries a potential for loss. Our CTI service does not take account of your objectives or your financial situation and Expertel SL does not offer any personalized investment advice. Expertel SL is not a licensed securities dealer, broker or investment adviser or investment bank.
- To better provide you with information, Expertel SL - proceedit may provide hyperlinks to websites operated by and/or snapshots of the information provided, or links to documents created by or derived from third parties. By selecting these hyperlinks, you are no longer on Expertel SL - proceedit's operated site. As Expertel SL - proceedit has no control over such sites or content, it will not assume any responsibility for the availability of such external sites, documents, or their content. Expertel SL - proceedit does not adopt, endorse, or be responsible or liable for any such sites, documents, or content, including advertising, products, or other materials, on or is made available through such third parties' sites or resources. Other websites may offer links to our site and/or content with or without our prior authorization. Expertel SL - proceedit does not endorse any such sites and shall not be responsible or liable for any links from those sites to our site and content, or for any content, advertising, products, or other materials made available on or through such other sites, or for any loss or damages incurred in connection therewith. Expertel SL - proceedit may, in our sole discretion, block links to the site and its content without any prior notice.
- The periodic Insights (Signals, Orders, Limit Prices, Portfolio Compositions, etc.) provided by Expertel SL - proceedit to its clients through different means (websites, applications, webinars, meetings, courses, documents, images, videos, video recordings, blogs, posts, news, emails, messages, etc.) are just reflecting our opinions about the potential evolution of the market and the financial Assets marketed there, and in no case can you consider our Insights as recommendations, advice or suggestions on what to trade with and how to trade with any of the Assets mentioned there. Our Insights are based on different financial market information obtained periodically from third party suppliers. Expertel SL - proceedit is not responsible in any case for any incidents that may occur in relation to the Insights provided to our customers, whether caused or not by possible inaccuracies or delays in the information provided by the respective suppliers of the financial information used by Expertel SL - proceedit to generate the Insights, nor for any eventual loss, damage, or loss of profit eventually caused to our customers by said circumstance.
Take into account that just by subscribing to the different CTI* products and services, Subscribers and Users accept the application of the above terms.
* CTI: Acronym for the proceedit's Continuous Trading Insights service.
Terms and Conditions
Introduction
You can invest in the proceedit project by buying Quantum Corporate Bonds (QCBs) of Expertel SL, the Company owner and supporter of the proceedit project.
Expertel SL (the Company) is a European Public Limited Company (Corporation) founded in 1992 in Spain and registered with the EU VAT number ESB60124286.
Quantum Corporate Bonds, Packs, and Contracts
An Expertel SL (proceedit) Quantum Corporate Bond is a High-yield Corporate Bond covering a loan of the Bond Holder (Creditor) to the Bond Issuer, the Company (Debtor). The capital involved in the transaction is used by the Company to finance their operations.
Each QCB has a nominal value of €1. Bonds are bundled in a certain number of Packs of a determined number of Bonds each, for instance: €100, €1K, €10K, €100K, etc.
You can buy together as a set a certain number of QCBs Packs purchased at a certain moment. The set of Packs purchased together configures a Contract, which is referenced by a purchase order number.
The liquidation of a QCBs Packs Contract can be done at any time requested, even by the Bond Holder or by the Bond Issuer.
Purchasing Quantum Corporate Bonds Packs
You can buy up to a certain number of the different Quantum Corporate Bonds Packs offered in the proceedit.shop marketplace by going to the corresponding QCBs Packs checkout pages and indicating there the number of Packs that you want to buy.
When purchasing a QCBs Packs Contract, Expertel SL must receive in its bank account the total net nominal amount of the Bonds Packs purchased. Any money transfer commission or tax applicable to the purchase operation will have to be supported by the Bond purchaser (Creditor).
In order to make your purchase effective, you must be registered as an Expertel SL Investor. If you haven't done it before, you must register yourself as an Expertel SL Investor by following the procedure indicated here below:
Note: Take into account that you don't have to redo the Investor's register if you have already done it before, unless there is anything to be updated regarding your identification documents or any other legal or residence condition.
proceedit's Quantum Funds
The proceedit's Quantum Funds are a collection of Expertel SL internal investment funds, which are managed by the Company with its own capital by placing the orders generated by the CTI (Continuous Trading Insights) Service at its higher Level of Service.
The proceedit's Quantum Funds are managed in a continuous (24/7) way by the Company's traders (human or robots) in order to obtain the best possible trading results with the lowest possible risk. This is achieved by:
- Placing the orders received from the CTI service at due time.
- Combining Long and Short operations.
- Managing in a smart way the portfolio of financial Assets supported by the CTI Service.
- Applying a certain rate of Leverage decided dynamically depending on the everyday market situation.
At that moment, the proceedit's Quantum Fund is operated in the U10510749 corporate margin account of the IBKR (Interactive Brokers) broker.
Other Brokers and accounts could be operated in the future. Every QCBs Bond Pack will be associated with a certain broker account, and this will be informed in advance to the purchaser.
Liquidation of the Quantum Corporate Bonds Packs Contracts
Any QCBs Pack Contract can be liquidated at any time at the first request or first announcement done unilaterally in writing, even by the Bondholder (Creditor) or the Company (Bond Issuer or Debtor).
The Bond Holders can liquidate their QCBs at any time they want and then recover their capital plus the interest generated, just by sending a liquidation request in writing to this email: finance@proceedit.com.
The Bond Issuer can also liquidate any of the Bonds Contracts at any time by just announcing it by email to the Bond Holder.
Both the liquidation request and the liquidation announcement generate the same liquidation procedure and the same rights for the Bondholder.
The liquidation effective date will be the first working day of the next month after having received the liquidation request or emitted the liquidation announcement.
The liquidation will be done for both the nominal capital of the QCBs Packs included in the Contract plus the interest generated since its purchase by applying a capitalization method based on the TWRR obtained by the proceedit's Quantum Fund associated with the QCBs Packs Contract.
No partial liquidation or withdrawal of a QCBs Pack Contract will be accepted; only total liquidation is applied.
No partial interests will be liquidated between the purchase and the liquidation of each Bonds Packs Contract; only final total interest will be applied at the liquidation event.
Interest Applied to the Quantum Corporate Bonds
The investment in Expertel SL (proceedit) Quantum Corporate Bonds (QCBs) is compensated with the payment of a variable interest, which is linked to a certain fraction of the TWRR obtained by a certain proceedit's Quantum Fund.
TWRR = Time Weighted Rate of Return as per the calculations made in the Brokers Summary Report. TWRR is a measure of the compound rate of growth in a portfolio. The TWR measure is often used to compare the returns of investment managers because it eliminates the distorting effects on growth rates created by inflows and outflows of money. The time-weighted return breaks up the return on an investment portfolio into separate intervals based on whether money was added or withdrawn from the fund.
The interest to be applied when liquidating a certain QCBs Pack Contract will be a fraction of the TWRR obtained by the associated proceedit's Quantum Fund between two dates: 1) the date of purchase of the QCBs Packs Contract, and 2) the date of liquidation of the Contract.
The TWRR to be applied to calculate the interest to pay the Bonds will be the one indicated in the summary report generated between the two dates mentioned before on the broker account associated with the Contract. This report is accepted by the parties as a reliable proven source of the yields obtained.
The broker, the broker account, and the fraction to be applied to the TWRR to calculate the variable interest of the QCBs will be informed to the buyer in advance at the moment of the purchase of each QCBs Pack, as part of the characteristics of the product to be purchased.
The liquidation interest calculations will be done for each purchased QCBs Pack Contract at the effective date of its liquidation, and the payment will be done by wire transfer not later than 5 working days after the effective liquidation date.
Capital Guaranteed
The return of the capital invested by the Creditor in the Expertel SL (proceedit) Quantum Corporate Bonds (QCBs) is guaranteed. This means that, if at the moment of its effective liquidation, the resulting TWRR would be negative for a certain QCBs Pack Contract, a minimum of 2% monthly interest will be applied, and the full capital plus the minimum interest will be returned back to the QCBs Packs Contract Holder, once having deducted any applicable commission, retention, or tax.
In such a way, the capital invested and the minimum interest accrued by the Bonds Holder is always guaranteed by liquidation and return to the Creditor at the first request.
Liquidation Procedure, Commissions, and Taxes
At the moment of the liquidation, a liquidation certificate will be emitted and sent to the Quantum Corporate Bonds (QCBs) Packs Contract Holder with the details of the transaction made and the corresponding support document obtained from the associated proceedit's Quantum Fund broker account.
When doing the liquidation of a QCBs Pack Contract, any applicable money transfer commission, other commissions, or taxes will be supported by the Bonds Holder (Creditor).
Any fiscal taxes applicable to the interests earned by the Bonds Holder (Creditor) when liquidating the Bonds Packs Contract will be: 1) deducted from the amount to be transferred to the Bonds Holder, 2) liquidated in front of the Spanish Tax authority, and 3) the corresponding tax certificate will be emitted and sent to the Bonds Holder after the end of the fiscal year.
The resulting due liquidation balance will be wire-transferred to the same bank account from where the investment was made by the QCBs Packs Contract Holder, unless any other previous instructions in writing have been received in that respect.
The wire transfer will be ordered not later than 5 working days after the liquidation event date. Any eventual cost (commissions, retentions, Taxes, ...) related with the wire transfer will be supported by the Bonds Holder.
Legal Disclaimer
Before buying an Expertel SL (proceedit) Quantum Corporate Bonds (QCBs) Pack, you must be sure to have read and understood the terms and conditions of this financial product and the mutual responsibilities and liabilities derived for both parts, which are described here: Legal Disclaimer.
When buying an Expertel SL (proceedit) Quantum Corporate Bonds Pack, you acknowledge and accept the indicated terms, conditions, and mutual responsibilities and liabilities.
Terms and Conditions Acceptance
Take into account that when buying a QCBs Pack, you are accepting the above terms and conditions.
Frequently Asked Questions (FAQs)
We have collected here below some of the most frequent questions we are receiving regarding the nature, the operative, and the applicable terms and conditions for proceedit's Expertel SL (proceedit) Quantum Corporate Bonds (QCBs) and the corresponding answers:
What is QCBs liquidation?
Liquidate means to turn non-liquid assets, like stocks, bonds, real estate, etc., into cash.
Can QCBs be liquidated?
Yes, at any time. Just send a liquidation request for a certain QCBs Contract.
What is a QCBs Contract?
A QCBs Contract is a certain number of QCBs purchased together at the same time.
Are QCBs easy to liquidate?
Just by sending a written request to this email finance@proceedit.com identifying yourself as Creditor and the corresponding QCBs Contracts you want to liquidate.
How long does it take to liquidate the QCBs?
QCBs are liquidated the first working date of the next month after having received and clarified your liquidation request, this called the effective liquidation date. The due balance (capital plus interest minus commissions, taxes or retentions) is wired to your account not later than 5 working days after the effective liquidation date.
Can I withdraw money cash from the QCBs at any time?
Yes, at any time but only with the full liquidation of one or more QCBs Contracts.
Can I instruct the partial liquidation of a QCBs Contract?
We don't support partial liquidation of a QCBs contract, just full liquidation but you can always liquidate a Contract and purchase another one to adjust the amount of money you want to have invested in QCBs.
Are QCBs safe if the market crashes?
All investments contain risk and may lose value. Investing in the markets is subject to risks, including market, interest rate, issuer, credit, inflation risk, and liquidity risk. In case of the QCBs, we can say that is reasonable safe in any circumstance because of the solidity of the Expertel SL finances based on a high performance finance engine, the Quantum Fund.
Quantum Fund operations are based on the CTI (Continuous Trading Insights) the service that is in background providing the trading orders to be placed in the market. CTI is specially designed to take profit of both market ups and downs by combining Long and Short trading operations based on predictions on the short-term evolution of the market.
Therefore, even if market crashes, CTI provides the right orders to avoid losses of the Quantum Fund due to its capacity to anticipate changes on the market trends.
As the profitability of the QCBs is based on the yields obtained by the proceedit's Quantum Fund, this makes QCBs safe and we can guarantee the return of your investment.
What is the TWRR?
TWRR = Time Weighted Rate of Return as per the calculations made in the Brokers Reports. The time-weighted rate of return (TWR) is a measure of the compound rate of growth in a portfolio. The TWR measure is often used to compare the returns of investment managers because it eliminates the distorting effects on growth rates created by inflows and outflows of money. The time-weighted return breaks up the return on an investment portfolio into separate intervals based on whether money was added or withdrawn from the fund.
Can I lose my investment in QCBs?
The capital invested in QCBs is guaranteed by contract as stated in our terms and conditions, which means that your investment is safe. In the other side, Bond Creditors have priority in case of liquidation of the company. Also, in the worse circumstances when you liquidate your QCBs at a certain moment that the TWRR is negative, we will apply a 2% monthly minimum interest when calculating the liquidation balance amount. Just take in account that you will have to support the corresponding commissions, retentions or taxes applicable to the transfer of the money back to your account.
How do you calculate the variable interest of the Expertel SL QCBs?
The Expertel SL (proceedit) Quantum Corporate Bonds (QCBs) are compensated with the payment of a variable interest which is linked to a certain fraction of the TWRR obtained by a certain procedit's Quantum Fund.
The interest to be applied when liquidating a QCBs Pack Contract will be a fraction of the TWRR obtained by the corresponding proceedit's Quantum Fund between two dates: from the date of purchase of the QCBs Packs Contract to the date of effective liquidation of each individual QCBs Pack Contract.
The TWRR to be applied will be the indicated in the report generated by the broker account associated to the Contract, report which are accepted by the parties as a reliable proven source of the yields obtained.
The fraction of the TWRR to be applied to determine the interest to be applied in the liquidation of the QCBs will be specified for each QCBs Pack product according to these values:
- For a Contract amount Less than 1K EUR: 20% of the proceedit’s Quantum Fund TWRR
- For a Contract amount between 1K and 10K EUR: 40% of the proceedit’s Quantum Fund TWRR
- For a Contract amount between 10K and 100K EUR: 60% of the proceedit’s Quantum Fund TWRR
- For a Contract amount higher than 100K EUR: 80% of the proceedit’s Quantum Fund TWRR
The broker, the broker account and the fraction to be applied to the TWRR to calculate the variable interest of the QCBs, will be informed to the buyer in advance at the moment of the purchase of each QCBs Pack, as part of the characteristics of the product to be purchased.
The calculation of the liquidation interest will be done for each purchased QCBs Pack Contract at the effective date of its liquidation and the payment of the capital plus interest will be done by wire transfer to the Creditor's bank account not later than 5 working days after the effective liquidation date.
Take in account that when buying a QCBs Pack you are accepting the following terms and conditions.
If you have any doubt on how to proceed on the above procedure, don't hesitate to ask for help to the email finance@proceedit.com or by fulfilling this form: Contact us!
Where can I review the yields (TWRRs) obtained by the Expertel SL (proceedit) Quantum Funds?
You can find the updated information about the Expertel (proceedit) Quantum Funds yields (TWRRs) in the following Google Sheets:
proceedit Quantum Fund IBKR-U10510749
Broker: IBKR
Account: U10510749
Link: Quantum Fund TWRR Report
In each proceedit Quantum Fund Google Sheet you will find there several Tabs:
- Quantum Fund - Monthly TWRR Table
- Quantum Fund - Cumulated & Monthly Average TWRR Table
- Quantum Fund - Cumul & Monthly Average TWRR Graph
The TWRRs indicated in the above Tabs are supported by the corresponding Broker reports links.
TWRR = Time Weighted Rate of Return as per the calculations made in the Brokers Reports. The time-weighted rate of return (TWR) is a measure of the compound rate of growth in a portfolio. The TWR measure is often used to compare the returns of investment managers because it eliminates the distorting effects on growth rates created by inflows and outflows of money. The time-weighted return breaks up the return on an investment portfolio into separate intervals based on whether money was added or withdrawn from the fund.
When and how can I cash out my QCBs if I want my money back?
You can liquidate your Expertel SL (proceedit) Quantum Corporate Bonds (QCBs) at any time you want and then recover your money plus the interest generated.
To order the liquidation you don't have to justify anything, just send a liquidation request in writing to this email finance@proceedit.com identifying yourself as the Creditor of a certain QCBs Contract to be liquidated.
The liquidation balance is calculated the first working day of the next month when you have requested the liquidation and the due balance resulting from the liquidation wired to your account not later than 5 working days.
Take in account that when buying a QCBs Pack you are accepting the following terms and conditions.
If you have any doubt on how to proceed on the above procedure, don't hesitate to ask for help to the email finance@proceedit.com or by fulfilling this form: Contact us!
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